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Card subscriptions. Routed, protected, reported.

Paypoye is our card billing and payment orchestration platform: one engine that connects a product to many payment providers, builds the funnels that sell it, and protects every payment after the sale.

Payment orchestration across many providers.

Connect several payment service providers behind the same product. Payments are routed to the right one and cascade to the next when one declines, so fewer good customers are lost.

  • Multiple providers, gateways and accounts
  • PSP cascading and payment routes
  • Landing pages, funnels and paywalls
  • The same creative engine as our carrier billing
Paypoye · OverviewIllustrative

How a card product goes live.

  1. 1

    Connect providers

    Add payment providers, gateways and accounts, and set the routes and cascades.

  2. 2

    Set up services and plans

    Products, plans, trials, prices, currencies and taxes per market.

  3. 3

    Launch funnels and paywalls

    Generate landing pages, funnels and paywalls for each traffic source.

  4. 4

    Go live

    Payments start flowing, protected against fraud and chargebacks.

  5. 5

    Report and optimise

    ARPU, approvals, renewals and disputes, by provider, market and currency.

From checkout to the books.

Everything between a visitor and a renewing subscriber, in one platform.

01

Connect and route

One product, many payment providers, and the right route for every payment.

  • Multiple payment providers

    Connect several payment service providers, gateways and accounts behind the same product.

  • PSP cascading

    When one provider declines, the payment cascades to the next, to recover approvals.

  • Payment routes and methods

    Decide which provider and method handles each payment, by market, currency and plan.

  • Entities and payment domains

    Run several legal entities and checkout domains from one platform.

02

Convert

The funnel engine we use for carrier billing, applied to card subscriptions.

  • Landing pages and funnels

    Generate landing pages and funnels per product, market and traffic source.

  • Paywalls

    Build different paywalls and test which converts best.

  • Plans, trials and price coverage

    Product plans, trial presets and localised prices for every market you sell in.

  • Creative engine

    The same AI creative agents that power our carrier billing acquisition.

03

Protect

Stop fraud before the charge, and fight back after it.

  • Payment orchestration for fraud prevention

    Risky payments are screened and routed before they reach a provider.

  • Chargeback prevention

    Our own technology catches likely chargebacks before they are filed.

  • Ethoca and Visa RDR

    Connected with Ethoca (Mastercard) and RDR (Visa) to resolve disputes before they turn into chargebacks.

  • Dispute fight-back

    A built-in process to contest disputes that should not stand.

04

Grow and retain

Understand subscribers, keep them, and recover failed renewals.

  • ARPU analysis

    Revenue per user by product, provider, market and cohort.

  • Segmentation and engagement

    Segment customers and engage each group to lift retention.

  • Dunning and renewal diagnostics

    Retry failed renewals with dunning presets, and see why renewals fail.

05

Finance and compliance

Sell across regions and currencies with the books in order.

  • Multi-currency

    Charge and report in many currencies, with consolidated reporting.

  • Taxes

    Tax rates configured per region and applied at checkout.

  • Invoicing

    Invoices for different regions and currencies.

  • Audit logs, webhooks and API

    Full audit trail, outgoing webhooks and API docs for partner systems.

Fraud and chargebacks, handled.

Risky payments are stopped before the charge, likely chargebacks are caught early, and disputes that should not stand are contested.

Protection

  • Payment orchestration
  • Chargeback prevention
  • Ethoca and Visa RDR
  • Dispute fight-back

Questions about Paypoye

New to payment orchestration? Read our guide to routing, cascading and chargebacks. Carrier billing runs separately on VMS.

What is Paypoye?

Paypoye is our card billing platform: it connects a product to multiple payment service providers, generates landing pages, funnels and paywalls, and protects payments against fraud and chargebacks.

Can I use more than one payment provider?

Yes. Multiple providers can be connected, with routes and cascading so a declined payment can be retried on another provider.

How are chargebacks and disputes handled?

Payment orchestration screens for fraud, our own technology works to prevent chargebacks, we are connected with Ethoca (Mastercard) and RDR (Visa), and there is a process to fight back against disputes.

Which currencies and regions are supported?

It is built for multi-currency selling, with taxes and invoicing for different regions and currencies.

Is Paypoye part of VMS?

No. VMS is our carrier billing platform; Paypoye is a separate platform for card billing. Both share the same landing page and creative engine.

Sell subscriptions by card, worldwide.

Tell us your product and markets; we’ll show you how it runs on Paypoye.